Texas Paycheck Calculator
Enter your salary or hourly wage to see your estimated take-home pay per paycheck. Texas has no state income tax, so your result shows what’s left after federal income tax, Social Security, Medicare, and any deductions you enter.
✓ No state income tax ✓ 2026 IRS rules ✓ Free, no sign-up
How Much Tax Is Taken Out of a Paycheck in Texas?
On a $52,000 salary, about 15% of a Texas paycheck goes to taxes. The taxes taken out of a paycheck in Texas are federal income tax, Social Security, and Medicare. Texas has no state income tax.
For a single employee paid every two weeks, $309.15 of a $2,000 gross paycheck goes to taxes under 2026 rules, assuming no W-4 adjustments or benefit deductions.
| Paycheck line | Rate or rule | On a $2,000 check |
|---|---|---|
| Federal income tax | Based on pay and Form W-4 | $156.15 |
| Social Security | 6.2% up to $184,500 in 2026 | $124.00 |
| Medicare | 1.45% base rate | $29.00 |
| Texas state income tax | None | $0.00 |
| Estimated take-home pay | $1,690.85 |
Your employer withholds an extra 0.9% in Medicare tax on wages it pays you above $200,000 in a calendar year. The percentage of your paycheck that goes to taxes depends on your pay, pay frequency, and Form W-4.
Article 8, Section 24-a of the Texas Constitution prohibits a state personal income tax. Your employer pays Texas unemployment tax, so it doesn’t come out of your wages.
If you have 401(k) contributions, HSA contributions, or health insurance premiums deducted from your pay, enter them under Fine-tune in the Texas paycheck tax calculator.
Texas Salary Calculator: Take-Home Pay by Salary
Here’s what common salaries take home in Texas, per paycheck and per year. These estimates use 2026 withholding rules for a single employee paid every two weeks, with no W-4 adjustments or benefit deductions. Yearly figures are based on 26 paychecks.
| Salary | Take-home per check | You keep | Take-home per year |
|---|---|---|---|
| $30,000 | $1,010.96 | 87.6% | $26,285 |
| $40,000 | $1,320.00 | 85.8% | $34,320 |
| $52,000 | $1,690.85 | 84.5% | $43,962 |
| $75,000 | $2,368.94 | 82.1% | $61,592 |
| $100,000 | $3,045.38 | 79.2% | $79,180 |
| $150,000 | $4,376.58 | 75.9% | $113,791 |
You keep a smaller share as pay rises in these examples because more of your income falls into higher federal tax brackets. Filing status changes your Texas take-home pay, too. At $52,000, selecting Married filing jointly with the other settings unchanged raises the estimate to $1,770.85 per check.
To estimate your salary after taxes in Texas, enter your annual pay, pay frequency, and filing status in the calculator above.
Texas Hourly Paycheck: Take-Home Pay by Wage
For hourly work in Texas, here’s a weekly paycheck at 40 hours. The estimates use 2026 withholding rules for a single employee paid weekly, with no overtime, W-4 adjustments, or benefit deductions.
| Hourly wage | Weekly gross (40 hrs) | Weekly take-home |
|---|---|---|
| $7.25 (Texas minimum wage) | $290.00 | $267.81 |
| $12 | $480.00 | $426.24 |
| $15 | $600.00 | $524.02 |
| $20 | $800.00 | $684.72 |
| $25 | $1,000.00 | $845.42 |
| $30 | $1,200.00 | $1,006.12 |
Texas minimum wage is $7.25 an hour, the same as the federal rate. At that wage, only Social Security and Medicare come out of a 40-hour paycheck in this example. Federal income tax withholding is $0.
Paid every two weeks? Double the weekly take-home figure for a rough estimate if your hours stay the same. To calculate your own paycheck, switch to Hourly in the Texas hourly paycheck calculator above and enter your wage, hours, and pay schedule.
Texas Overtime Pay: Why the Same 80 Hours Can Pay Differently
At $25 an hour, two 2-week schedules with the same 80 hours can produce different Texas paychecks. The estimates below use 2026 withholding rules for a single employee paid every two weeks, with no W-4 adjustments or benefit deductions.
| Hours by workweek | Regular hours | Overtime hours | Gross pay | Take-home |
|---|---|---|---|---|
| 40 + 40 | 80 | 0 | $2,000.00 | $1,690.85 |
| 45 + 35 | 75 | 5 | $2,062.50 | $1,741.06 |
Overtime is calculated separately for each workweek for covered, nonexempt employees. In the 45-hour week, the five hours over 40 earn $37.50 an hour, or 1.5 times the regular rate. Federal law prohibits averaging the two weeks to treat them as 40 hours each.
That puts an extra $62.50 in gross pay on the 45 + 35 check. After withholding, the estimated difference in take-home pay is $50.21.
The calculator above works as a Texas overtime calculator, too. For the 45 + 35 schedule:
Select Hourly and set the pay frequency to Every 2 weeks.
Enter $25 per hour and 37.5 regular hours per week.
Open Add overtime or a bonus and enter 2.5 overtime hours per week.
The form uses weekly inputs, so these entries represent 75 regular hours and 5 overtime hours over the full pay period. Count overtime for each workweek first, then convert those totals for the form.
Is Overtime Taxed in Texas?
Texas has no state income tax on overtime. Federal income tax, Social Security, and Medicare still apply. If you qualify, you can deduct the extra half of federally required time-and-a-half pay on your federal tax return, up to $12,500 per year or $25,000 if married filing jointly. To account for the expected deduction in your 2026 federal withholding, use the Form W-4 Step 4(b) worksheet and submit an updated W-4 to your employer.
How Pay Frequency Changes Your Texas Paycheck
Your check size depends on how often you’re paid, not just your salary. Here’s how a $52,000 annual salary breaks down across four pay schedules. The estimates use 2026 withholding rules for a single employee with no W-4 adjustments or benefit deductions.
| $52,000 salary, paid… | Checks a year | Gross per check | Take-home per check |
|---|---|---|---|
| Weekly | 52 | $1,000.00 | $845.42 |
| Every 2 weeks (biweekly) | 26 | $2,000.00 | $1,690.85 |
| Twice a month | 24 | $2,166.67 | $1,831.75 |
| Monthly | 12 | $4,333.33 | $3,663.50 |
In a 26-paycheck biweekly year, two months have three paydays. Twice-monthly pay spreads the same salary over 24 larger checks on set paydays, such as the 15th and last day of each month.
Under the Texas Payday Law, employers must pay nonexempt employees at least twice a month and exempt employees at least once a month. Match the calculator’s pay frequency to the schedule on your pay stub.
1099 Taxes and Take-Home Pay in Texas
If you’re paid on a 1099 for gig work or odd jobs, taxes usually aren’t withheld. Set some money aside for federal income tax and self-employment tax. Self-employment tax covers Social Security and Medicare, both halves.
Say you’re single and earn $1,000 a week after business expenses in 2026, with no other income. Set aside about $141.30 for self-employment tax and $54.73 for federal income tax. That leaves about $803.98. This assumes you take the standard deduction and qualify for the business income deduction. Texas has no state income tax.
A 20% set-aside covers this example. Check whether you need to make quarterly estimated tax payments to the IRS. Choose Gig / 1099 in the Texas take-home pay calculator to estimate your own set-aside.
Why Your Texas Paycheck Differs From the Estimate
If your real check is different, check these three things in order.
Use the table above to confirm how often you’re paid. If you’re paid every two weeks, select Every 2 weeks in the Texas paycheck estimator.
Enter the gross amount from your pay stub. If it already includes overtime or a bonus, leave those separate fields blank.
Check your 401(k), health insurance, and HSA deductions. Enter any union dues or wage garnishments in the Other after-tax deductions field. Then match your filing status, dependent credits, Step 2 setting for multiple jobs, and extra withholding.
Run the estimate again. Still off by more than a few dollars? Ask payroll whether a midyear W-4 change or a one-time deduction affected that check.
Texas Paycheck FAQs
Sources and Coverage
This Texas paycheck calculator uses 2026 federal withholding rules and was last checked on November 13, 2026. It covers federal income tax, Social Security, Medicare, Texas withholding, overtime, bonuses, and 1099 self-employment tax. It doesn’t replace advice from a tax professional. See our methodology and disclaimer.
Sources