Florida Paycheck Calculator
See how much you could bring home each payday in Florida based on your salary or hourly wage. Florida has no state income tax, so your estimated take-home pay reflects federal taxes and the deductions you enter.
✓ No state income tax ✓ 2026 IRS rules ✓ Free, no sign-up
How Much Tax Is Taken Out of a Paycheck in Florida?
Florida has no state income tax, so the taxes taken out of a paycheck in Florida are federal income tax, Social Security, and Medicare. Use the tax lines on your pay stub to compare what was withheld with your estimate.
| Paycheck line | What it means |
|---|---|
| Federal income tax | Based on your pay, filing status, and Form W-4 |
| Social Security | 6.2% on the first $184,500 of wages in 2026 |
| Medicare | 1.45% of wages, with no wage cap |
| Florida state income tax | $0 |
Two people with the same gross pay can have different federal withholding if their W-4 settings differ. Your employer withholds an extra 0.9% in Medicare tax on wages it pays you above $200,000 in a calendar year.
Article VII, Section 5 of the Florida Constitution limits state taxation of individual income. Your employer pays Florida reemployment tax, so it doesn’t come out of your paycheck.
Enter health insurance, 401(k), or HSA deductions under Fine-tune my estimate in the Florida paycheck tax calculator.
What Does $15 an Hour Take Home in Florida?
At $15 an hour, a 40-hour week in Florida pays $600 gross and about $524.02 after taxes. This estimate uses 2026 rules for a single employee paid weekly, with no overtime, W-4 adjustments, or benefit deductions.
Florida’s minimum wage rose from $14 to $15 an hour on September 30, 2026. At 40 hours, that’s $40 more in weekly gross pay. Under the same assumptions, estimated take-home pay rose from $491.88 to $524.02, an increase of $32.14 a week.
| Weekly paycheck line | Amount |
|---|---|
| Gross pay (40 hrs × $15) | $600.00 |
| Federal income tax | −$30.08 |
| Social Security | −$37.20 |
| Medicare | −$8.70 |
| Estimated take-home pay | $524.02 |
Federal income tax withholding is lower than Social Security here. The standard deduction reduces income subject to federal income tax, while Social Security applies to the full $600. Over 52 paid weeks, that’s about $27,249 in take-home pay from $31,200 in gross wages.
Florida’s minimum wage will be adjusted annually for inflation starting January 1, 2028. Choose Hourly in the Florida hourly paycheck calculator and enter your wage, hours, and pay frequency.
Florida Salary Calculator: Take-Home Pay by Salary
Here’s what common Florida salaries take home per paycheck. These estimates use 2026 withholding rules for a single employee paid every two weeks, with no W-4 adjustments or benefit deductions. Each row splits the annual salary into 26 checks and subtracts federal income tax, Social Security, and Medicare.
| Annual salary | Gross per check | Estimated take-home per check |
|---|---|---|
| $35,000 | $1,346.15 | $1,165.48 |
| $45,000 | $1,730.77 | $1,474.51 |
| $60,000 | $2,307.69 | $1,938.07 |
| $85,000 | $3,269.23 | $2,639.52 |
| $120,000 | $4,615.38 | $3,586.54 |
Comparing a job offer? Use the employer’s actual pay schedule. A $65,000 salary paid twice a month is $2,708.33 gross and about $2,266.97 take-home per check. Paid every two weeks, the same salary comes to about $2,092.60 take-home per check. Both schedules put about $54,407 in your pocket over a full year under the same assumptions.
To estimate your salary after taxes in Florida, enter your annual base salary and the pay schedule on your offer.
Moving to Florida? How Much More You’d Take Home
On a $60,000 salary, moving to Florida from a state with income tax can add about $2,200 to $3,000 a year to your take-home pay. The table uses 2026 estimates for a single employee paid every two weeks.
The estimates include applicable state payroll deductions, such as New York disability and paid family leave. Annual differences are based on 26 paychecks. Local income taxes are excluded, so the difference could be larger if you currently pay New York City resident income tax.
| $60,000 salary in… | Take-home per check | Extra annual take-home in Florida |
|---|---|---|
| Florida | $1,938.07 | — |
| Georgia | $1,851.70 | $2,246 |
| New Jersey | $1,841.07 | $2,522 |
| California | $1,832.23 | $2,752 |
| New York | $1,823.98 | $2,966 |
| Illinois | $1,823.84 | $2,970 |
| Massachusetts | $1,820.89 | $3,047 |
To estimate your Florida take-home pay, enter the salary and pay schedule on your new job offer. Your old state may still tax income you earned there before the move.
Florida Tipped Minimum Wage and Your Paycheck
Cash tips you already received still count on your pay stub when you report them. Your employer can withhold the taxes on those tips from the wages it pays you.
Since September 30, 2026, the Florida tipped minimum wage has been $11.98 an hour in direct pay when the employer takes the full tip credit. This example uses 40 hours at that rate and $400 in reported cash tips you already received. It assumes you’re single, paid weekly, with no W-4 adjustments or benefit deductions.
| Example line | Amount |
|---|---|
| Hourly wages paid through payroll | $479.20 |
| Cash tips already received | $400.00 |
| Gross earnings used for taxes | $879.20 |
| Estimated taxes withheld | −$130.84 |
| Estimated paycheck deposit | $348.36 |
| Total take-home including cash tips | $748.36 |
If wages and tips together fall below $15 an hour, your employer must make up the difference. On your stub, compare reported tips, taxes withheld, and net pay.
Eligible workers can deduct up to $25,000 in qualified tips on their federal return. An updated 2026 Form W-4 can also reduce federal income tax withholding.
Choose Salary → Per paycheck and enter $879.20 to estimate total take-home. Subtract the $400 you already received to estimate the bank deposit.
Florida Paycheck FAQs
Sources and Coverage
This calculator uses 2026 rules. Last verified November 13, 2026. It estimates federal income tax withholding, Social Security and Medicare, overtime and bonus pay, and the effect of reported tips. Gig / 1099 estimates federal income and self-employment taxes. See our methodology and disclaimer, or use the US paycheck calculator for another state.
Sources